Eligible Entrants
Entry is only open to Australian citizens or permanent residents aged 18 or over who are enrolled in full-time undergraduate study at an accredited Australian Tertiary Education Institution for a diploma, degree or traineeship in any of the following areas related to business:

• Business
• Marketing
• Finance
• Economics
• Communications

Relevant State(s)
All States and Territories

Permit Number(s)
N/A

Entry Procedure
To apply for the grant, an Eligible Entrant must, during the Application Period:

• A short written essay (maximum 500 words) on ‘Why you consider yourself a budding entrepreneur, and what impact you hope to make in your field during your career'.

AND

• A short statement (maximum 300 words) should also be submitted by the applicant detailing why they believe they are deserving of the grant.

Multiple Entries
Limit of one (1) entry permitted per Eligible Entrant.

Grant
The grant is one (1) $5,000.00 payment.

Total Grant Pool
$5,000.00

Winner
Means the Eligible Entrants judged to win the grant based on the Method of Draw.

Method of Draw
The winning entry will be the Eligible Entrant who satisfies the Entry Procedure and is determined by the Promoter, on the Draw Date at the Promoter's Head Office, to have the best answer, in its sole discretion. The Promoter will have regard to, for instance, clarity of expression, the level of innovative thought, and grammatical features such as structure, syntax and vocabulary. This is a game of skill, and chance plays no part in determining the Winner.

Number of Winners
1

Winner Notification Procedure
Winner will be contacted by email, using the contact details on file with the Promoter, and will be published on the Promoter's website once the grant has been claimed. Claim Instructions The Winner must contact the Promoter by the grant Claim Date and provide the details required by the Promoter in its absolute discretion including proof of identification, following which the grant will be paid via EFT into the Winner's nominated bank account. If a Winner fails to claim the grant by the grant Claim Date, the Winner will be deemed to have forfeited the grant.

Special Conditions
Nil

Preparation Date
The Schedule was prepared on 1st April 2026. By applying for the grant, you agree that you are bound by the following Terms and Conditions.

Information on how to enter the grant form part of these Terms and Conditions. All entries must comply with these Terms and Conditions to be valid.

Entrants are responsible for ensuring their familiarity with the Terms and Conditions at the time of participation. The Promoter's decision not to enforce its rights on any specific restriction (whether communicated to an Entrant or not) does not constitute a waiver of those rights, restrictions, or of the Terms and Conditions generally.

All Entrants acknowledge that the Promoter can rely on these Terms and Conditions even if the Promoter only learns of a person's ineligibility after the Promoter has awarded a grant to the ineligible person. Return of the grant or payment of its equivalent value to the Promoter may be required by the Promoter if that occurs.

If applicable, the Promoter has obtained the Permit Number(s) necessary to operate the Promotion in the Relevant State(s).

The Promoter's decision in relation to any aspect of these Terms and Conditions is final and binding on every Entrant. No correspondence will be entered into. grants will only be awarded following any winner validation and verification that the Promoter requires.

Nothing in the Terms and Conditions limit, exclude or modify or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under similar consumer protection laws.

A request by an Entrant to modify any information provided should be directed to the Promoter in writing.

Entrants and Requirements

1. Entry is open to individual Eligible Entrants who must enter in their own name.


2. Employees of the Promoter, including all staff and their immediate families, are not eligible to enter.


3. The Promoter has the right to verify the validity (and originality) of entries and Entrants (including age, place of residence and proof of enrolment) and to disqualify any Entrant who:

• submits an Entry that is not in accordance with these Terms and Conditions; or
• engages in any unlawful or other improper conduct which jeopardises the proper conduct of the Competition or tampers with the Entry Procedure.

How to Enter
An Entrant must, during the Promotion Period, follow the Entry Procedure.

Any rude, defamatory, offensive, illegal, incomprehensible, incorrect, or incomplete Entries (all of which will be at the absolute discretion of the Promoter), or which breach any law or infringe on any third-party rights, including intellectual property rights, will be invalid and may be deemed ineligible by the Promoter in its absolute discretion.

The Promoter is not responsible for receipt of incorrect, inaccurate, or incomplete information caused by an Entrant or occurring during transmission.

Entries are deemed to be received at the time of receipt by the Promoter.

Grant Draw and Notification of the Winner
On the grant Draw Date, the Promoter will select the Winner in accordance with the Method of Draw and these Terms and Conditions.

The Winner will be contacted in accordance with the Winner Notification Procedure and will remain published for a period of time determined by the Promoter in its absolute discretion.

If there is a dispute as to the identity of an Entrant or Winner, the Promoter reserves the right, in its absolute discretion, to determine the identity of the Entrant or Winner.

If the Winner cannot be contacted, or the Winner does not contact the Promoter and/or fails to comply with the Claim Instructions before the grant Claim Date, the Winner is deemed to have forfeited the grant. The Promoter reserves the right to award the grant to another Entrant in its absolute discretion. The grant remains the property of the Promoter until claimed by the Winner.

If a grant is won by an Eligible Entrant who does not claim their grant by the grant Claim Date, a replacement Winner will be selected based on the Method of Draw from all remaining Eligible Entries received in the Promotion.

Grant
The Winner will receive the grant specified in the Schedule. The grant is to be taken ‘as is' and without any kind of warranty or customisation.

The Total grant Pool is specified in the Schedule.

If the grant (or part thereof) is unavailable for any reason, the Promoter, in its absolute discretion, reserves the right to substitute and or vary the grant (or part thereof) with a grant to the equal value and or specification, subject to any discretion from a State and/or Territory regulatory authority where necessary.

The grant or any unused portion of the grant is not exchangeable. If for any reason a Winner does not take a grant (or any portion of that grant) by the time stipulated by the Promoter, the grant (or any unused portion of that grant) will be forfeited.

All Promotion advertisements depicting or describing the grants and trademark references are illustrative rather than definitive and do not imply any association with the Promoter.

The grant may be subject to any additional conditions of the supplier or accredited Australian Tertiary Education Institution, for which the Promoter accepts no responsibility.

Entrants' personal information will be collected by the Promoter. Personal information will be stored on the Promoter's database. The Promoter may use this information for future marketing purposes regarding its products, including contacting the Entrant electronically.

The Promoter is bound by the Australian Privacy Principles in accordance with the Privacy Act 1988 (Cth) and its privacy policy which is located at https://www.spintel.net.au/policy/privacy. The Promoter's privacy policy contains information about how the Entrant may access, update and seek correction of the personal information the Promoter holds about them and how the Entrant may complain about any potential breach by the Promoter of the Australian Privacy Principles or any other Australian privacy laws and how such complaints will be dealt with. The Promoter collects personal information about Entrants to enable them to participate in this Promotion and may disclose the Entrants' personal information to third parties including its contractors and agents, grant suppliers and service providers to assist in conducting this Promotion and to the State and Territory lottery departments as required under the relevant lottery legislation. If the Entrant does not provide their personal information as requested, they may be ineligible to enter or claim a grant in the Promotion.

Personal information collected from Entrants will not be disclosed to any entity located outside of Australia.

The Entrant is responsible for any costs associated with winning a grant or, with accessing the Promotion website or Page and is dependent on the internet service provider used.

Any tax liability arising because of accepting any grant is the Winner's responsibility.

Entrants consent to the Promoter using the Entrant's name, likeness, image, and/or voice in the event they are a Winner in any media for an unlimited period without remuneration for the purpose of promoting this Promotion (including any outcome), and promoting any manufacturer, distributor and/or supplier used by the Promoter.

If the Promotion requires a creative response from the Entrants, then:

Entrants consent to the Promoter using their creative responses and agree to transfer all intellectual property in their creative responses to the Promoter once an Entry is made; and

All entries become the property of the Promoter.

Except for any liability that cannot be excluded by law, the Promoter (including its officers, employees, agents and related bodies corporate) bears no responsibility for any liability (including negligence), any personal injury, or any loss or damage (including loss of opportunity) whether directly, indirectly or consequentially arising in any way out of:

• any technical difficulties or equipment malfunction (whether or not under the Promoter's control);
• any theft, unauthorised access or third-party interference;
• any Entry or grant claim that is late, lost, altered, damaged, or misdirected (whether or not after their receipt by the Promoter) due to any reason outside the Promoter's control;
• any tax liability incurred by the Winner(s) or any Entrant; or
• the taking of and redemption of the grant

If for any reason the Promotion is:

• interfered with in any way; or
• not capable of being conducted as reasonably anticipated outside the Promoter's control (including infection by computer virus/bugs, network failure, tampering, unauthorised intervention, fraud or any other causes), which is outside the Promoter's control and corrupts or affects the administration, security, fairness, integrity or proper conduct of the Promotion,

The Promoter reserves the right in its absolute discretion to take any action available, including canceling, terminating, modifying, suspending, or extending this Promotion.

If the Promoter suffers loss or incurs any costs resulting from any breach of the Terms and Conditions or any other legal obligation of the Entrant, the Entrant agrees to indemnify the Promoter for those losses, damages, and costs.

The laws of Australia apply to this Promotion, Entrants submit to the exclusive jurisdiction of the courts of Australia.